When a truck accident occurs, a number of liabilities arise. There is the damage to other vehicles as well as the truck itself. There is also the injuries sustained by the driver as well as other drivers on the road. If pedestrians were also involved, they might have sustained serious injuries. In some cases, fatalities may be reported. Since Maryland is a fault state, which means that fault must be determined for payouts to be made, The property damage arising from the truck accident will only be covered by insurers once fault has been determined. However, it is important to note that personal insurance protection (PIP) is an exception when it comes to fault laws in the state. This means that insurers will cover medical bills, lost wages and all other costs that may be related to the physical injuries sustained by the policy holder.
Insurance companies never want to spend money on payouts, so it is important you hire the best truck accident lawyer Baltimore has to offer to ensure you are properly compensated, by the insurance company of the at-fault driver, for property damages you incurred during the accident. If there is a claim that you were at fault, the lawyer will check the accident report and hire a private investigator to provide evidence that you were not at fault. This will save both you and your insurer money.
It is important to note that while no-fault laws apply to PIP, the payout made by your insurer may not be enough to cover your medical bills and lost wages. To ensure you get enough money to pay for surgery, therapy and other medical procedures as well as lost wages, you should hire a competent lawyer to help you file an injuries lawsuit to ensure you are properly compensated for the injuries you sustained during the accident.
When hiring a lawyer, a key factor to consider is experience. Start by making a shortlist of the most experienced truck accident lawyers in Baltimore. Next, check the success rates of these lawyers to identify the most successful one. While most lawyers normally work on a contingency basis, which means that they only get paid when they win the case, you should check the percentage of the court award that an attorney intends to take as their legal fees.